Roberto Rubio

Partner

Primary expertise Technology, commercial, investments and fintech

About Roberto Rubio

Roberto Rubio co-founded Frank & Partners in 2023 together with Juana Frank, and serves as the firm's commercial partner.

He is the bridge between Frank & Partners' legal practice and the operational reality of the founders, family offices and high-net-worth individuals who relocate to Spain.

He brings dual training in law and business, Norwegian roots, and a track record of building and operating companies in regulated industries across Malta, Cyprus and Spain.

Credentials

Law studies (Norway)
Business administration (Norway & US)
Entrepreneur and investor
Founder and CEO of Fluid, a fintech company

Languages

English · Spanish · Norwegian

Contact

Articles by Roberto Rubio 9 articles

Roberto Rubio 5 May 2026

UK Pensioners Moving to Spain 2026: The Tax-Residency Decision

UK pensioner planning Spain residency? UK-Spain DTA treatment of state + private pensions, NHR-style options, the 183-day trap, S1 healthcare, IHT 5-year tail.

Roberto Rubio 4 May 2026

Canadian Buyers on the Costa del Sol 2026: Tax & Legal Guide for Spanish Property

Buying Spanish property as a Canadian resident in 2026? Canada-Spain DTA, IRNR mechanics, RRSP/TFSA treatment, currency planning, inheritance interaction — the full guide.

Roberto Rubio 4 May 2026

Indian HNW Investors and Spanish Residency 2026: Marbella Property Guide

Indian HNW residents buying or relocating to Costa del Sol Spain: India-Spain DTA, RBI LRS limits, NRI vs RNOR vs ROR status, residency pathways, FEMA compliance.

Roberto Rubio 18 Apr 2023

Spain Golden Visa 2026: Complete Guide for Investors

Spain's Golden Visa grants residency to non-EU investors through property, business, or financial investment. Get the 2026 process, costs, and benefits.

Roberto Rubio 27 May 2023

Spain Digital Nomad Visa 2026: Remote Work Residency Guide

Spain's Digital Nomad Visa lets non-EU remote workers live and work from Spain for up to one year. Learn the requirements, tax benefits, and how to apply.

Roberto Rubio 15 Aug 2025

US Citizen Buying Property in Spain 2026: Marbella Tax & Legal Guide

Buying Spanish property as a US citizen triggers FATCA, FBAR, Form 8938, the Spain-US tax treaty, and Spanish IRNR — handled in parallel. The 2026 working guide.

Roberto Rubio 21 Jul 2025

Spanish Will Alongside Your UK or US Will 2025: EU Regulation 650/2012 Guide

If you own assets in Spain and have a UK or US will, EU Regulation 650/2012 changes whose succession law applies. The 2025 working guide for cross-border estates.

Roberto Rubio 23 Jun 2025

Spain Non-Lucrative Visa 2025: Complete Guide for Retirees & Passive Income

The Non-Lucrative Visa lets non-EU citizens live in Spain without working, against proven passive income. 2025 income thresholds, documents, and renewal steps.

Roberto Rubio 12 May 2025

Spain Beckham Law 2025: Tax Optimization for High Earners Relocating to Spain

The Beckham Law gives qualifying expat workers a 24% flat tax rate and exemption from non-Spanish income for 6 tax years. Updated 2025 rules and how to apply.